💳 Tap & Chip Referral ProgrammeLifetime rewards for introducing merchants
Earn while merchants trade

Log in and grow your lifetime referral income.

Share your Tap & Chip referral link with shops, market traders, cafés, takeaways, taxi drivers, barbers, beauty professionals, pop-ups, mobile businesses and freelancers. When a referred merchant starts taking live card payments, eligible referral rewards are paid from Tap & Chip’s application fee.

5pearned from each eligible successful live transaction.
1,000monthly transactions from referred merchants could generate £50.
Lifetimeearning potential while referred merchants remain active.
✓Get your personal referral code and sharing link.
✓Share on WhatsApp, Facebook, SMS, email or in person.
✓Connect Stripe for automated referral reward payouts.
✓Track referred merchants, rewards and reward history.

Why merchants want Tap & Chip

Tap & Chip turns a compatible Android phone into a card terminal, helping small businesses accept contactless and chip & PIN payments without renting a separate card machine.

No extra terminal

Merchants can use a compatible Android device to accept card payments on the phone.

Fast checkout

Enter the amount, tap Charge, and ask the customer to tap or insert their card when prompted.

Receipts included

Merchants can email or print receipts after successful payments.

Wallet and payouts

The app shows wallet balance, transaction history and payout status.

Made for mobile businesses

Useful for markets, events, delivery services, salons, cafés, takeaways, taxis and freelancers.

Stripe powered

Payments are processed securely using Stripe Terminal infrastructure.

Referral maths that is easy to understand

Your reward is designed as a lifetime income stream. You earn only when your referred merchant is active and taking eligible live payments, so rewards are linked to real business activity.

Reward per eligible transaction£0.05
500 transactions per month£25
1,000 transactions per month£50
5 active referred merchants at 1,000 each£250/mo

How it works

After login, copy your referral link from the dashboard. Share it online or directly with businesses. New merchants install the app using your link, and the app/backend lock the referral code where supported.

1. Create or log in

  • Open your referrer account.
  • Connect Stripe for automatic payouts.
  • Copy your referral code and link.

2. Share your link

  • Post on Facebook groups.
  • Send by WhatsApp or SMS.
  • Give it to local merchants in person.

3. Merchant joins

  • Merchant installs Tap & Chip.
  • Referral code is captured where possible.
  • Manual entry is available if needed.

4. Merchant trades

  • Merchant takes live payments.
  • Only successful eligible payments count.
  • No rewards on failed/cancelled/test payments.

5. You earn

  • 5p reward is calculated from the Tap & Chip application fee.
  • Stripe transfers eligible rewards to your connected account.
  • Refunds/disputes may reverse rewards.

6. Track everything

  • View your reward history.
  • See pending and transferred rewards.
  • Keep sharing your link to grow income.

Ready to continue?

Log in to your referral dashboard or create a new referrer account to start sharing Tap & Chip today.

Create account Referral home